· Car insurance premiums for a teen can be reduced if the young driver is insured by the same company as his or her parents. McGrath says most insurers discount premiums for teens who maintain at least a "B" average in school and if they take a recognized advanced driver training course in addition to driver’s education. See a complete analysis of insurance rates and recommendations in every state for teens. Click on the age of the driver you need to insure. 16 years. 17 years. 18 years. 19 years. Car insurance for college students. · The best car insurance companies for teen drivers. USAA. USAA consistently placed in the number one spot for teen drivers in The Zebra's Customer How much does car insurance cost for teen drivers? Author: Ava Lynch.
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